🏡 Still Renting? Let’s Do the Math.

If you’re renting right now, you’ve probably had the thought:

“Am I just throwing money away?”

Let’s look at the numbers.

💸 What Renting Really Costs

If your rent is around $1,800/month, here’s what that adds up to:

$108,000 over 5 years

That’s $108,000 paid out…
with nothing coming back to you.

No equity. No ownership. No long-term return.

And in most cases?
Rent keeps increasing over time.

🔑 How Owning Is Different

Owning a home changes where your money goes:

• Part of every payment builds equity (money you keep)
• You may benefit from home appreciation
• You gain more stability—no annual rent increases

Even if you don’t stay forever, owning for a few years can put you in a stronger position financially.

💡 Let’s Clear Up a Common Myth

A lot of renters assume:

“I need 20% down to buy.”

That’s not always true.

• Many buyers put down far less
• Assistance programs may be available
• Loan options vary depending on your situation

📊 Want to See Your Numbers?

I created a simple, free calculator to help you compare renting vs. buying based on your situation.

👉 See exactly how much you could build vs. renting

Or, if you want quick access to everything (calculator, contact, resources):
👉 Explore all tools & links

📱 Prefer to scan? Use the QR code below:

☀️ Thinking About a Move?

You don’t need to rush.

A lot of people start looking in the summer—but sometimes the smartest step is simply understanding:

• What’s possible
• What your numbers look like
• When it makes sense for you

💬 Want Help Breaking It Down?

No pressure. No sales pitch.

If you want help walking through your numbers and seeing what makes sense, I’m happy to help.

Where dreams meet inspiration. Let’s talk!

Gael Hofemeier
Licensed Agent in Oregon
Coldwell Banker Bain
📞 (505) 550-1357